Banks

Starting Interest Rate (p.a.)

Processing Fees

Kotak Mahindra Bank

6.55%

0.50%

Citibank

6.75%

Rs. 10,000

Union Bank of India

6.40%

-

Bank of Baroda

6.50%

Rs. 8,500 - Rs. 25,000

Central Bank of India

6.85%

Rs. 20,000

Bank of India

6.85%

Rs. 1,500 - Rs. 20,000

State Bank of India

6.75%

0% - 0.35%

HDFC LTD

6.70%*

Rs. 3,000 - Rs. 5,000(plus taxes)*

LIC Housing Finance

6.90%

Rs. 10,000 -Rs. 15,000

Axis Bank

6.90%

Rs. 10,000

Canara Bank

6.90%

Rs. 1,500 - Rs. 10,000

Punjab and Sind Bank

6.85%

Full Waiver

IDFC First Bank

6.50%

Rs. 5,000 - Rs. 5,000

Bank of Maharashtra

6.40%

Rs. 10,000

Indian Overseas Bank

7.05%

0.50% (Max Rs. 20,000)

Punjab National Bank

6.50%

0.35% (Max Rs. 15,000)

United Bank of India

8.00%

0.59% (Rs. 1,180 - Rs. 11,800)

UCO Bank

6.90%

0.15% (Rs. 1,500 - Rs. 15,000)

DBS Bank

7.30%

0.25% (Rs. 10,000)

IDBI Bank

6.75%

0.50% (Rs. 2,500 - Rs.5,000)

HSBC Bank

6.45%

1% (Rs. 10,000)

Karur Vysya Bank

7.20%

Rs. 5,000

Saraswat Bank Home Loan

6.70%

Nil

Jammu and Kashmir Bank

7.20%

Rs. 500 - Rs. 10,000

South Indian Bank

7.85%

0.50% (Rs. 5,000 - Rs. 10,000)

PNB Housing Finance

6.99%

0.25% - 0.50% (Rs. 10,000)

Federal Bank

7.65%

Rs. 3,000 - Rs. 7,500

Standard Chartered Bank

7.99%

1%

Aavas Financiers

8.00%

1.00%

Karnataka Bank

7.50%

Rs. 250

Sundaram Home Finance

6.95%

Rs.3,000 (for salaried)

Dhanlaxmi Bank

7.85%

Rs. 10,000

Tata Capital

6.90%

0.50%

Tamilnad Mercantile Bank

8.25%

Rs. 15,000

IIFL

10.50%

1.25%

DHFL Housing Finance

8.75%

Rs. 2500

Bandhan Bank

6.40% -13.50%

1% (Rs.5,000)

Yes Bank

6.70*%

1% (Rs. 10,000)

Hudco Home Loan

9.45%

NA

Indiabulls

7.60%

0.50% onwards

Aditya Birla

9.00%

1%

GIC Housing Finance

7.45%

Rs. 2,500

Reliance Home Finance

9.75%

Rs. 3,000 - Rs. 6,500

Shriram Housing

8.90%

NA

India Shelter Finance

12.00%

2.00%